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15 Year Mortgage

May 26th, 2010 Joe No comments

Warning: This advice may be shocking.

“If you cant afford to pay it off in 15 years then you cant afford it.”  Advice given to me by one of my advisors.  Before I bought my first property I talked to lots of people about my options.  This included many close friends and relatives.  One of them had great advice.  That advice was, if you cant afford to pay it off in 15 years you cant afford it.

This simple piece of advice will save you thousands of dollars, it will save you hundreds of thousands of dollars in interest payments. Read more…

The Wealth Lifestyle

December 13th, 2009 Joe 2 comments

The Wealth Lifestyle is the term I use for the new wave of rich and happy people who are following their dreams and getting rich.  You see many people have things backwards.  Many people think that you get rich and then you get freedom from a bad lifestyle.  The fact is you can get rich and hate your life and be stuck!  Many people do exactly this every single day.  So the goal of the week is to pin point what makes you happy. This is just a simple list.  The Top 10 things that make you happy.  These things can have no business approach or money making angle whatsoever.  I just want to know what are the top 10 things in your life that make you happy.  Not in any particular order.  For the sake of sanity all 10 things are equal on the happiness meter. Sidebar, I also want to know what you do currently do to support yourself.  Leave this information in the Comments Section below.  It should look something like this:

Average Joe Millionaire – Investor, Entrepreneur, Writer, Teacher
1. Family
2. Friends
3. Art
4. Water Sports
5. Teaching
6. Learning
7. Adventure – Preferably outside
8. Snow Sports
9. Investing
10. Writing

As you can see a few of the things that make me happy are included in what I do for a living.  That is because I am Living The Wealth Lifestyle.  You may not have anything that matches up.  That is okay.  Once you understand what makes you happy, you can start applying pushing towards The Wealth Lifestyle.

If you have a choice wouldn’t you rather get rich doing something you love?

Leave your happiness list below.

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